Privacy Policy

1. Introduction

Welcome to Quotient. We respect your privacy and are committed to protecting your personal data. This privacy policy will inform you about how we look after your personal data when you visit our website and tell you about your privacy rights and how the law protects you.

2. Data We Collect

We may collect, use, store and transfer different kinds of personal data about you which we have grouped together as follows:

• Identity Data: Includes first name, last name, and Venmo handle.
• Contact Data: Includes email address and phone number for transactional SMS notifications.
• Financial Data: We do not store your credit card or bank details. Transactional data is limited to bill details and amounts shared with participants.
• Technical Data: Includes IP address, login data, browser type and version, and operating system.

3. How We Use Your Data

We will only use your personal data when the law allows us to. Most commonly, we will use your personal data in the following circumstances:

• To register you as a new user.
• To process and manage your shared bills and payments.
• To send you transactional SMS alerts and email updates related to your bills.
• To improve our website, services, and user experience.

4. Data Sharing

We share your data with other users of Quotient only as necessary to facilitate bill splitting (e.g., sharing your name and Venmo handle with bill participants). We do not sell your personal data to third parties.

5. Your Rights

Under certain circumstances, you have rights under data protection laws in relation to your personal data, including the right to request access, correction, erasure, or restriction of your personal data.

6. Contact Us

If you have any questions about this privacy policy or our privacy practices, please contact us at hello@withquotient.com.